Bid it out.

I can't help myself. Remember that whole scenario on auto insurance I posted a few weeks back? Original insurance company got back to us and said they were going to up our auto insurance by $1,000 a year because of the one extra ticket that pushed us over the limit. This last week, we finally got around to bidding out. Insurance company #2 took a look at our driving records through our license identification, and not only are we not going up by $1,000, but we are reducing our premium by $600 LESS THAN what we were already paying!!! Can you believe that? How can these companies be so different? Anyhow, we've immediately switched - and canceled the original provider. I'd been with that provider for 25 years, and felt like they were looking out for me. What a big mistake! Another case of you gotta look out for yourself, cause no one else will. I encourage everyone to routinely shop around. It's your money. And I"m all about keeping as much for my family as I can. It will be nice to send them to college someday. Maybe I'll be able to now.

2003 VW Jetta Wolfsburg 1.8T, one of the causes of my insurance dilemma. And she looks so innocent, doesn't she??? (That's not a Wolfsburg edition in the photo, but you get the idea.)