You know the kind of week I'm talking about. One bad thing happens and you stay fairly positive. You'll get past it. Then the next thing you know, another rears its ugly head. Then another. Until you think you are going to literally lose it before the sun goes down on another chaotic day. You truly cannot take any more. You begin to understand why people flip out and do crazy things under dire stress. It's been one of those weeks at the B-hive.Long story, but my husband is suddenly unemployed this week - and actively looking for a job. We did not see it coming - like you ever do? But we were just catching up from a recent family budget crunch and preparing for our summer vacation. Well, he's on vacation alright. And I'm not feeling real confident about how we'll make it through this new little challenge. I'm sure we will, but the unknown is still not easy to take. I'd decided I would stay positive though - try to have faith and not worry about the future.
Now today, I get a call from the insurance company who tells me they are going to cancel our auto insurance coverage because my husband got a traffic ticket last week. He's one ticket over his maximum allowable limit at this point. This was about as much as I could take! Who do these people think they are??? Between vehicle and home coverage (which are bundled under one policy), we pay these people in excess of $4,000 a year! I've been covered by them since I was 14 years old. And my husband has been on the policy for 12 years. And never once have we had a traffic accident! Yeah, he gets the occasional speeding ticket. My husband used to be a cop. Enough said, right? Isn't the whole reason cops become cops is so they can legally drive like Ricky Bobby in pursuit of some other family man with the occasional lead foot? Because he was a cop, he went through all kinds of defensive driving training - certified through the state law enforcement academy. The boy knows how to drive and handle a vehicle. But they are going to cancel our policy because we are a risk. Give me a break! Of course, we are bidding out ALL of our insurance coverage - including the house, large outbuilding and stock trailer. If they cancel our auto insurance, then they're losing everything we have covered with them. They're not getting any more of this enraged girl's money! They aren't the cheapest insurance to begin with, but we've stuck with them out of customer loyalty and have never had our coverage bid out when that's really the nationwide trend in our fickle consumer age. We might even deserve to be punished since my husband is "guilty" of what appears to be such a major offense (geez), but I'm tired of dealing with them. It's another unnecessary life hassle. I think they do it just for the sheer enjoyment of messing with me. And in reality, I know it's yet another ploy to get even more money out of us when they transfer us to their "high-risk driver" policy.
Okay ... so I don't have a life-threatening illness (that I know of) and my teenage daughter didn't come home telling me she's pregnant - or anything else seriously tragic like that. But it's still been a week I'd rather not repeat again anytime soon. Has anyone else had a week like this recently? Please tell me our streak of bad luck is going to swing back the other way. Come to think of it, Talladega Nights is the perfect analogy to how this week has gone for me ... a fast spiral downward. When life sucks, it can really suck. But I just know I'm gonna find my inner cougar soon.
4 comments:
I just had a morning like this. It included door slamming, pouting and throwing of various items.
I feel better now.
My husband is the King of Finding Deals and has found that the cheapest, best insurance (read: it's what we have now) is LIberty Mutual. See if you can get a quote, it's the lowest we've seen.
And the swing is coming your way...jump on and hold on.
I hate insurance companies nearly as much as the IRS. When I shopped for my insurance last, I wanted the guy to give me his best rate...he quoted me $100 over what I was currently paying. He knew that it would come with three cars and a home. Plus, he was someone we knew. I told him he was $100 over and he wanted another shot. LOL. Apparently that wasn't his best shot. Bozo.
Badway.
I hate to think how much money we all waste on insurance every year. Between medical, life, cars, home, renter, etc., etc. There is just about insurance for everything. And we are paying to cover us IN CASE something happens. It usually never does. I'm sure we'll never claim even 1/4 of what we pay in over a lifetime - even when there is really a tragedy. I just wonder how much I could make off interest or investment if I put all that money in the bank rather in the insurance company's pocket. And how much I would save in my own acount. I'd probably have MORE than enough to replace whatever was lost or damaged. Well, maybe it doesn't go that far. But it's still kinda lame when you think about it that way.
TKW - Thanks for the recommendation. I like the "it's the lowest" bit.
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